1. Acceptance of Terms

By accessing or using the Quantum Finance website ("Site") and any services offered through the Site, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Site or services.

These Terms constitute a legally binding agreement between you and Quantum Finance regarding your use of the Site and services. We may update these Terms from time to time, and your continued use of the Site after any changes indicates your acceptance of the revised Terms.

2. Services Description

Quantum Finance provides financial advisory services, including wealth management, retirement planning, tax optimization, and related financial guidance. The specific services available to you may depend on your location, applicable laws and regulations, and the specific arrangements made between you and Quantum Finance.

We reserve the right to modify, suspend, or discontinue any part of our services at any time without notice. We will not be liable to you or any third party for any modification, suspension, or discontinuation of our services.

3. User Accounts and Responsibilities

To access certain features of our Site or services, you may need to create an account. You are responsible for:

  • Providing accurate and complete information when creating your account
  • Maintaining the confidentiality of your account credentials
  • All activities that occur under your account
  • Notifying us immediately of any unauthorized use of your account

We reserve the right to suspend or terminate accounts that violate these Terms or for any other reason at our sole discretion.

4. Intellectual Property Rights

All content on the Site, including text, graphics, logos, images, and software, is the property of Quantum Finance or its content suppliers and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works from, publicly display, publicly perform, republish, download, store, or transmit any material from our Site without our written consent, except for:

  • Storing copies of such materials temporarily in RAM
  • Storing files that are automatically cached by your web browser for display enhancement
  • Printing a reasonable number of pages from the Site for personal, non-commercial use

5. Limitation of Liability

To the fullest extent permitted by applicable law, Quantum Finance shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from:

  • Your access to or use of or inability to access or use the Site or services
  • Any conduct or content of any third party on the Site
  • Any content obtained from the Site
  • Unauthorized access, use, or alteration of your transmissions or content

In no event shall our total liability to you for all claims exceed the amount paid by you, if any, for accessing our Site or using our services during the 12 months preceding the claim.

6. Disclaimers

Your use of the Site and services is at your sole risk. The Site and services are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

Quantum Finance does not warrant that:

  • The Site will function uninterrupted, secure, or available at any particular time or location
  • Any errors or defects will be corrected
  • The Site is free of viruses or other harmful components
  • The results of using the Site or services will meet your requirements

7. Financial Information Disclaimer

The financial information presented on our Site is for general informational purposes only and should not be considered as personalized financial advice. We do not guarantee the accuracy, completeness, or timeliness of any information on the Site.

Financial markets and conditions can change rapidly, and past performance is not indicative of future results. Before making any financial decisions or investments, you should consult with qualified financial professionals who can provide advice tailored to your individual circumstances.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United Kingdom, without regard to its conflict of law provisions. Any legal action or proceeding relating to your access to or use of the Site or these Terms shall be instituted exclusively in the courts of the United Kingdom.

9. Termination

We may terminate or suspend your access to the Site or services immediately, without prior notice or liability, for any reason whatsoever, including, without limitation, breach of these Terms.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

10. Contact Information

If you have any questions about these Terms, please contact us at:

Quantum Finance
123 Financial District
London, UK
Email: legal@quantumfinance.com
Phone: +44 20 1234 5678

Last updated: May 14, 2025